Since the financial industry has been led by men for centuries, it’s not easy for a woman to make their way into this industry.
No, just having money isn’t enough to establish a scalable business online. You need various skills and proper knowledge to achieve a sustainable income source. And that’s exactly what Dow Janes offers. You have probably seen Laurie and Britt, founding members of Dow Janes, on Facebook ads convincing you to join their free masterclass on investing.
Before we go any deeper into the Dow Janes program, I want to make one thing clear: If you don’t already have a lot of extra MONTHLY cash, you aren’t ready for this program! Why do I say this? First, you need to have cash to buy the program AND a significant amount of extra MONTHLY money to start investing with after that. Do not invest money that you can’t afford to lose. Look up Dan Lok’s wealth triangle. It is basic financial advice: 1) Build a business or get a job that makes you a significant surplus every month (like thousands of extra dollars monthly). 2) After you are making $10,000 per month, then, you’re ready to dive into investing.
That’s why I recommend building a profitable business FIRST. It is easier than you think. Doing this is less work, less risky, and less expensive, than investing. IN FACT, our recommended solution below even works for teenagers! They do the whole thing via email, no phone calls required. Click here to get a Free Video On This Business Model. I’ve been doing this for almost 20 years. My own kids are using this course to setup autopilot businesses online that require very little ongoing work.
Here’s a video of my daughter’s business using this :
The course my daughter used above is much better than Dow Janes’ program. But since you are here to learn about Dow Janes, lets get back to our review of that:
If you’re looking for a reliable source to know more about their program, this write-up is precisely the one for you. Let’s find out all the details about Dow Janes and see whether it’s a legit money-making program or just another scam.
About Course Creators Laurie Ann & Britt Baker
Laurie Ann is the CEO of this financial education company Dow Janes. She likes to introduce herself as an empowerment coach and energy healer. This self-made businesswoman runs not just one, but two seven-figure companies. However, her journey to success wasn’t easy.
She was born into a low-income family and collected a $60k debt. Lucky for her, she got introduced to this online investment world and quickly mastered the various ways of earning money.
She not only paid all her debts but also created million-dollar businesses in a very short time. Right now, Laurie is selling her course Million Dollar Year along with Britt Williams and helping women to become financially independent.
As for Britt Baker, she always knew she would be involved in the investment business when she grew up. Her father taught her about compound interest when she was 8. She learned ways of investing in the stock market from her grandfather while still in college.
Britt graduated from Harvard Business School and became an active investor. Today, she is a co-founder of Dow Janes and working as an active instructor and investment coach.
What’s Inside Dow Janes Million Dollar Year Course?
In this year-long course, you get to learn everything you need to know to manage your money responsibly. From budgeting and investing to growing your money, the instructors will help you with every step.
Here’s what you get inside the program:
Phase 1: Building Financial Foundation
This phase is particularly designed for beginners. You’ll learn financial skills, transform financial habits, and regain confidence in financing. Altogether, this phase is an excellent start to building a financially responsible future.
Phase 2: Money Management Systems
Here, the course instructors will help you set long-term goals to become financially independent and the easiest ways to achieve them. You’ll be able to change your spending habits and utilize your savings to build a comfortable lifestyle.
Phase 3: Building Wealth
During this stage, you’ll finally get to know the tactics of building wealth by investing. You’ll learn how to improve your credit scores and develop the right mindset to become an expert investor. If everything goes well, you can eventually start earning through investing.
Dow Janes Reviews: What the Internet Says About Their Program
Now it’s time to go through the public reviews of Dow Janes to see whether they kept their big promises or not. Unfortunately, there aren’t many constructive reviews available on reliable platforms. Still, I got some legit ones that will help you to decide whether to go for it or not.
On the Endorsal website, Debra L says, “I decided to join the Million Dollar Year because I was tired of being clueless about money. I had no understanding of money, and it was time I learned… I feel like I finally have the tools to get my financial act together.”
This review perfectly represents the targeted audience of Dow Janes. It’s clear that if you have money and don’t know how to use it, Laurie and Britt will help you utilize the money to build sustainable wealth.
Another student Sophie Wagstaff says, “To change my life! Which the course is doing so positively! My only slight negative is that I would like to be pushed a tinyyy bit more because it is so easy for life to get in the way! But I am trying, and I can see the amazing things happening when I do!!”
Now here’s a legit criticism. You might think it’s up to the student to use their knowledge in a proper way. But as long as you’re under someone else’s guidance, the instructors should also be responsible for their students.
I think Dow Janes should arrange regular tests, assignments, and live sessions would have been better to make the students more active and eligible. However, some people prefer to take it slow so they can understand the steps better.
For example, Molly S. says, “Dow Janes helped me turn my financial dreams into a reality. I was able to move through the program at my own speed, and the gradual steps I took each week had a large impact not only in my confidence to make decisions, but was actually reflected in dollars in my bank account.”
So, it boils down to your personal preference. If you like to take things slow and learn every detail, this course will be a good choice. However, I wouldn’t recommend it to a person who needs a little push to get going.
Here’s an interesting comment by Deana H. She says, “I love Dow Janes. This program has been transformative for me.
In a few short months, during a pandemic, without any more income than I already had, I’ve paid off $8k credit card debt, have $0 balance on my credit cards, and learned how to use or not use them to my advantage.”
In case you’re wondering if you can genuinely train yourself in money spending from this program, this comment is your answer. Many students have testified that they were able to control their money better with the help of Million Dollar Year.
For example, another student Marissa D says, “Million Dollar Year has taught me so many practical and manageable skills to care for my money! I have paid off my debt and am now chipping away steadily at my savings goals.”
So, from many other comments like this, it’s clear that Million Dollar Year will teach you the best ways of utilizing your money.
Now, as you might expect, not all the reviews were positive. While scouring the Internet, I found this Facebook comment by Jennifer Ostler: “I promptly asked for a refund and… Instead of refunding and apologizing, they responded with ” let us know how we can sort this”.
You should know that Dow Janes offers you a refund on some conditions. That should have been a positive side, but some students have complained that you don’t get a refund before finishing the course. Waiting a year to get a refund? That’s a big issue Dow Janes needs to solve.
Should You Purchase the Dow Janes Training Program? – My Verdict
First things first, let’s answer whether Dow Janes is legit or a scam. Yes, Dow Janes is a legit online training course that will help you make money through investing.
And do I recommend Dow Janes? Yes, I recommend Dow Janes for women with enough money to pay for the course. I like the step-by-step training program, materials, and tools that Dow Janes offer.
From all the reviews we went through, it’s clear that this program has helped people gain confidence, learn to finance, spend their money well, and earn some profit using their knowledge. Finally, if you don’t like the program, you can always get your money back.
My only issue is that you have to complete the course and wait for a whole year to get the refund. If you find this inconvenient, it’s better to avoid the course altogether. Best of luck!